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Survey finding

Penetrating damp on your survey: how to handle it

Needs attention

Penetrating damp is fixable when the external cause is correctly identified. This page covers diagnosis and costs.

Last updated: 6 May 2026. Editorially reviewed: 20 May 2026.

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Finding

Penetrating damp

Needs attention

What this usually means

Penetrating damp comes through walls or roofs from outside: defective pointing, cracked render, blocked gutters, missing flashing, leaking pipes. It usually shows as patches at any height (rather than the floor-up tide mark of true rising damp).

Why it matters

The fix is almost always at the external source. Internal treatments without addressing the cause repeat the problem.

Ask your surveyor

  • Check:Have you identified the external cause of the damp pattern?
  • Check:Is there evidence of decay in adjacent timbers?

Ask the seller

  • Check:Have you noticed any damp patches recurring in the same locations?
  • Check:When were the gutters and external walls last maintained?

Next steps

  • Get two written quotes from local trades before negotiating with the seller.
  • Speak to your mortgage broker before exchanging if the finding affects mortgageability.

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Damp risk often tracks EPC band and building age. The full report checks both.

What you need to know

Severity

3/ 5

Significant. Specialist follow-up usually warranted before exchange.

Typical cost to fix

Repointing one elevation £900-£3,000. Render repair £40-£80/m². Gutter repair £150-£500. Internal replastering after drying £40-£60/m². Total commonly £1,500-£5,000.

Mortgage impact

Standard, unless extensive. Severe penetrating damp affecting structural timber may trigger retention.

Insurance impact

Sudden water ingress (storm) covered; gradual is excluded.

When to pull out

Not on its own.

When to renegotiate, and by how much

External repair plus internal making-good plus 15% buffer; typical reduction £1,500-£5,000.

Thinking of pulling out or renegotiating? What to do after a bad survey

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Editorial review

Editorial owner: BiteRight Ltd, operator of MyPropertyScan. We review buyer guides against UK public property datasets, RICS survey wording, lender requirements, and common buyer questions.

Pages are updated when source coverage, property-risk guidance, survey cost assumptions, or product checks materially change. Methodology and dataset limitations are explained on the MyPropertyScan methodology page.

Sources used

We use UK public and specialist sources where they are available. Public datasets can be incomplete, delayed, or missing for some addresses. Treat them as a starting point, not as a replacement for professional advice.

Source standard: preference goes to official government datasets, statutory bodies, professional standards, and primary dataset publishers. We cite the source family on the page and explain coverage limits rather than filling gaps with unsupported estimates.

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