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Survey finding

Cladding issues flagged in your survey

Serious

Cladding on flats became one of the biggest buyer risks in UK property following Grenfell. This page explains what an EWS1 form is, what remediation status means for your mortgage, and what to ask the seller and your solicitor before you commit.

Last updated: 6 May 2026. Editorially reviewed: 20 May 2026.

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Finding

Cladding issues

Serious

What this usually means

Cladding issues on residential buildings became a major concern following the Grenfell Tower fire in 2017. Aluminium composite material (ACM) cladding, certain HPL panels, and other combustible systems were widely used on high-rise and some mid-rise buildings. Subsequent government and developer remediation programmes have addressed many buildings, but not all. The Building Safety Act 2022 set new frameworks for leaseholders.

Why it matters

Uncertified cladding can make a flat unmortgageable and unsaleable until remediation is complete and an EWS1 form or equivalent is obtained. Service charges can spike if remediation costs fall on leaseholders. The legal position has shifted over time and varies significantly between buildings and developers.

Ask your surveyor

  • Check:Can you confirm the external wall system type and whether any surveys or certificates have been completed for this building?
  • Check:Has the building been through the Developer Remediation Contract or any government scheme?

Ask the seller

  • Check:Has the building had a cladding assessment and is there an EWS1 form or equivalent certificate for the building?
  • Check:Has remediation work been completed, is it in progress, or is it pending?

Next steps

  • Ask your solicitor to obtain full building safety information including any EWS1 form, developer agreements, and remediation status before exchange.
  • Speak to your mortgage broker, as many lenders require an EWS1 A1 or A2 rating before lending on flats in multi-storey blocks.

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EWS1 form required , often sits near cladding issues on a survey and is the next thing to check.

Editorial review

Editorial owner: BiteRight Ltd, operator of MyPropertyScan. We review buyer guides against UK public property datasets, RICS survey wording, lender requirements, and common buyer questions.

Pages are updated when source coverage, property-risk guidance, survey cost assumptions, or product checks materially change. Methodology and dataset limitations are explained on the MyPropertyScan methodology page.

Sources used

We use UK public and specialist sources where they are available. Public datasets can be incomplete, delayed, or missing for some addresses. Treat them as a starting point, not as a replacement for professional advice.

Source standard: preference goes to official government datasets, statutory bodies, professional standards, and primary dataset publishers. We cite the source family on the page and explain coverage limits rather than filling gaps with unsupported estimates.

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