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Methodology

How MyPropertyScan checks UK property risk

MyPropertyScan is a pre-offer due-diligence tool for UK home buyers. It combines public property, environmental, local-area, and survey-context data into a buyer-focused report so obvious risks are checked before money is spent on searches, surveys, and legal work.

Last updated: 6 May 2026. Editorially reviewed: 20 May 2026.

What the report is

A MyPropertyScan report is an evidence pack. It pulls public data for one address, flags risks that may affect cost, insurance, mortgageability, negotiation, or resale, and translates those findings into buyer next steps.

It is not a physical inspection, valuation, conveyancing search, mortgage recommendation, insurance quote, or legal opinion. Buyers should use it alongside a surveyor, solicitor, broker, and insurer.

Core datasets

CheckSourceUsed for
Flood riskEnvironment Agency where available; national flood bodies for manual follow-upFlood-zone and active-warning signals. Nation-specific surface-water and reservoir layers should be checked manually where not returned.
Energy and building ageEPC RegisterEPC band, certificate details, construction-age signals, and efficiency recommendations.
Price evidenceHM Land RegistrySold-price comparables and tenure where Price Paid Data includes it.
Ground movementBritish Geological SurveyShrink-swell and ground-stability susceptibility used as early subsidence indicators.
CrimePolice.ukRecent street-level crime categories near the address.
SchoolsOfsted and school location dataNearby schools and inspection outcomes where data is available.
ConnectivityOfcom and transport datasetsBroadband availability and nearby transport context.
Heritage constraintsHistoric England and local authority dataListed-building and conservation-area indicators.

How scoring works

The buyer score is deterministic. It does not use a black-box valuation model. Each check is interpreted by likely buyer impact: whether it changes insurance availability, lender appetite, survey level, legal risk, repair budget, or resale friction.

A severe issue can outweigh several clean checks. For example, a property can score well on schools and transport but still need caution if flood insurance, non-standard construction, or active movement risk is present.

Known limitations

Where to go next

Start with the house buying checklist for the pre-offer workflow, or use the Survey Decoder if you already have a survey finding to interpret.

Sources used

We use UK public and specialist sources where they are available. Public datasets can be incomplete, delayed, or missing for some addresses. Treat them as a starting point, not as a replacement for professional advice.

Source standard: preference goes to official government datasets, statutory bodies, professional standards, and primary dataset publishers. We cite the source family on the page and explain coverage limits rather than filling gaps with unsupported estimates.

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