Methodology
How MyPropertyScan checks UK property risk
MyPropertyScan is a pre-offer due-diligence tool for UK home buyers. It combines public property, environmental, local-area, and survey-context data into a buyer-focused report so obvious risks are checked before money is spent on searches, surveys, and legal work.
Last updated: 6 May 2026. Editorially reviewed: 20 May 2026.
What the report is
A MyPropertyScan report is an evidence pack. It pulls public data for one address, flags risks that may affect cost, insurance, mortgageability, negotiation, or resale, and translates those findings into buyer next steps.
It is not a physical inspection, valuation, conveyancing search, mortgage recommendation, insurance quote, or legal opinion. Buyers should use it alongside a surveyor, solicitor, broker, and insurer.
Core datasets
| Check | Source | Used for |
|---|---|---|
| Flood risk | Environment Agency where available; national flood bodies for manual follow-up | Flood-zone and active-warning signals. Nation-specific surface-water and reservoir layers should be checked manually where not returned. |
| Energy and building age | EPC Register | EPC band, certificate details, construction-age signals, and efficiency recommendations. |
| Price evidence | HM Land Registry | Sold-price comparables and tenure where Price Paid Data includes it. |
| Ground movement | British Geological Survey | Shrink-swell and ground-stability susceptibility used as early subsidence indicators. |
| Crime | Police.uk | Recent street-level crime categories near the address. |
| Schools | Ofsted and school location data | Nearby schools and inspection outcomes where data is available. |
| Connectivity | Ofcom and transport datasets | Broadband availability and nearby transport context. |
| Heritage constraints | Historic England and local authority data | Listed-building and conservation-area indicators. |
How scoring works
The buyer score is deterministic. It does not use a black-box valuation model. Each check is interpreted by likely buyer impact: whether it changes insurance availability, lender appetite, survey level, legal risk, repair budget, or resale friction.
A severe issue can outweigh several clean checks. For example, a property can score well on schools and transport but still need caution if flood insurance, non-standard construction, or active movement risk is present.
Known limitations
- Public datasets may lag real-world changes or be unavailable for some addresses.
- Flood, subsidence, and local-area data are risk indicators, not guarantees of future events.
- Listed-building and conservation-area checks should be confirmed with the local planning authority.
- Survey findings still require a qualified surveyor or specialist when defects are visible or serious.
- Legal title, lease terms, easements, covenants, searches, and planning history must be confirmed by a conveyancer.
Where to go next
Start with the house buying checklist for the pre-offer workflow, or use the Survey Decoder if you already have a survey finding to interpret.
Sources used
We use UK public and specialist sources where they are available. Public datasets can be incomplete, delayed, or missing for some addresses. Treat them as a starting point, not as a replacement for professional advice.
Source standard: preference goes to official government datasets, statutory bodies, professional standards, and primary dataset publishers. We cite the source family on the page and explain coverage limits rather than filling gaps with unsupported estimates.
- Environment Agency flood maps
- HM Land Registry Price Paid Data
- Energy Performance Certificate Register
- British Geological Survey GeoSure data
- Police.uk crime data
- Ofcom broadband checker
- Ofsted inspection reports
- Historic England National Heritage List
- RICS Home Survey Standard
- RICS consumer guide to surveys
- GOV.UK buying or selling your home