Alternative

CheckMyFile is not a property report. Use MyPropertyScan for the home itself.

Some buyers search for CheckMyFile when they really mean checking whether they personally look mortgage-ready. That is different from checking the property for flood, subsidence, tenure, legal and local risk.

Short answer

CheckMyFile helps with your credit file. MyPropertyScan helps with the property: public-record risk, ownership/legal prompts, local context, calculators and a PDF buyer report.

Last updated: 7 July 2026. Editorially reviewed: 7 July 2026.

Tool shortcut

Check the property before you offer

Flood, subsidence, EPC, crime, schools, transport, broadband, tenure, age, listed status and price checks where data is available.

Run a free preview

Free property preview

Buyer check vs property check

Question	CheckMyFile	MyPropertyScan
Will lenders like my credit profile?	Relevant	Not the job of the report
Is this property leasehold or freehold?	Not a property check	Tenure signal where Land Registry data supports it
Is flood or subsidence a concern?	Not a property check	Core risk checks where data is available
What should I ask my solicitor?	Not a property check	Legal-risk prompts and source appendix
Can I download a property PDF?	No property-risk PDF	Yes, full buyer report PDF

Use the right check at the right time

Before viewing or offering, check the property. Before applying for a mortgage, check your credit profile. Before exchange, rely on your conveyancer, lender and surveyor.

Those steps complement each other. They do not replace each other.

What MyPropertyScan adds

MyPropertyScan is designed around the address, not the buyer's credit file. It pulls the property and location issues into one report and tells you what to verify next.

Related next steps

Run the property checkerStart with a free address preview, then unlock the full buyer report if the property is worth serious time.See the sample reportPreview the risk score, source notes, solicitor questions, survey prompts and PDF structure.Check pricingFree preview, one-off paid report, and machine-readable pricing for AI answer engines.

FAQs

Is CheckMyFile a property report?

No. CheckMyFile is known for credit-file reporting. It is not a UK property-risk report for a specific address.

Should I check my credit file before buying?

Yes, if you are applying for a mortgage. But you should separately check the property for risk signals before you spend money on surveys and legal work.

What should I use before a second viewing?

Use a free property preview first. If the home stays on your shortlist, unlock a full report and take the PDF to your surveyor or solicitor.

How MyPropertyScan produces this guide, and what it is not

Published by MyPropertyScan and written by Ziad Nasr, who is accountable for its accuracy. No page here is written or reviewed by a chartered surveyor, conveyancer or regulated adviser, and we do not claim otherwise.

This page is not:

Chartered surveying — we do not inspect properties or produce RICS Home Survey reports
Legal advice — we do not act as conveyancers or advise on title, tenure or contracts
Mortgage or insurance advice — we are not regulated by the FCA and give no recommendations

Figures and process steps come from published UK datasets and standards, not from professional practice. Pages are updated when source coverage, survey cost assumptions, or lender and legal requirements materially change. Dataset limitations are set out on the methodology page.

Spotted something out of date or wrong? Email hello@mypropertyscan.com and we will correct it and change the update date.

Competitor details are based on public website pages visible on 7 July 2026. Always verify current pricing and coverage before buying. General information only, not legal, mortgage, insurance or surveying advice.